Rates As Low As 8%

Low rates to mobilize your project


Up to 80% LTV on Cash Out

Re-invest in more projects

Up to 90% LTV on Value Add

Flipping and construction made easy


Credit Growth Investors

Low doc options available


Trustworthy Funding

We work with institutional and private lenders of all types, giving you access to unlimited amounts of capital to fund your next project. Everything from large residential fix and flips to commercial property investments, we help you mobilize your project from start to finish.


We Keep it Simple

Ridgeway Lending is 100% virtual, and our process is seamless. You can speak to a real person throughout the entire process. We listen and care about your goals.

Customized Interest Rates

As a boutique firm, we customize terms for each project and investor. With rates as low as 8%, up to 90% of the purchase and 100% of all rehab costs can be financed. For large construction projects you can pay on drawn funds. No prepayment penalty on fix and flip projects. 


Fast Lending Service

Our team understands your needs and has experience funding real estate projects. We can close as quick as 8 business days from a completed application.


Investors across the US trust Ridgeway for their hard money lending needs

The following states are excluded from where we lend: CA, NV, AZ, NY, OK, NC, ND, SD, AK. 



Fix and Flip Financing

We specialize in helping investors flip residential and commercial projects that are built for success.


Quality Results

Ridgeway Lending listens to your financial needs and works alongside your team to make financing your commercial project seamless.


Your Key To Success

We understand your financing needs. The correct financing can play a giant role in the success of your business.


Find Out if You Qualify

If you're serious about financing your fix and flip project, we'll be more than happy to get you the right financing solution.

Call 312-447-9381 to fund your fix and flip project!


What are you waiting for? It’s time to fund your flip with rates as low as 8%!