Overview of our programs

Qualifying Criteria

  • No Foreclosures, Short-Sales or Bankruptcies in the past 4 years

  • No Involuntary Liens or Judgments

  • No Felonies or Financial Fraud

  • 620 FICO+

Where do we lend?

WE LEND ACROSS THE U.S. EXCEPT FOR CA, NV, AZ, NY, NV, OK, NC, ND, SD, AK. 

 
 
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  • Fix N Flip PRogram - 

  • Up to 90% of the purchase + 100% of rehab costs. Rates starting at 8.5%. No Prepayment Penalty. No Junk Fees. Minimum 75k loan amount. Non Owner Occupant only. No experience required!  1st lien position. Closing in 2.5 weeks! Ask us about financing the closing and holding costs. 620 FICO Preferred.   This program is great for fix'n'flip investors. Blanket Loans Available too!
 
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Landlord Programs- Single and Portfolio.

Up to 75% LTV. 30 year amortization. 1st lien position. 3 week closing. Rates as low as 6%. Minimum loan amount 125k. 650 FICO preferred. Foreign nationals ok! 

Portfolio Term Loan: 75% Loan to value.  5 year fixed or 10 year fixed. 30 year amortization. Starting at 500k. Rates as low as 5.5%. SFR, Condos, and Multifamily up to 20 units. Minimum asset value: 50k per property.  Minimum: 5 Assets per portfolio. 

Great for landlords and rental investors looking to cash out quickly. 

 
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Credit LInes and Revolving lines of Credit 

Starting at 1M for non revolving line of credit. Up to 80% Loan to cost. 70% loan to value. 9.95% interest. Monthly Interest only payments. No Prepayment penalties. 40k minimum asset value.